Moving to Portugal from the USA: A 2026 Step-by-Step Guide

Moving to Portugal from the USA: A 2026 Step-by-Step Guide
Quick answer. Most Americans move to Portugal on the D7 (passive income) or D8 (remote work) visa. Start your FBI background check now, get a NIF and a Portuguese bank account, apply through VFS Global, then collect your residency permit at AIMA after you arrive. The process typically takes 12 to 18 months.

How do Americans move to Portugal? (step by step)

The route is well-trodden and entirely doable. Here is the order that works:

  1. Choose your visa. Pick the D7 if you live on passive income (€920 a month in 2026) or the D8 if you work remotely (about €3,680 a month).
  2. Order your FBI background check. Request your FBI Identity History Summary early. It takes about two to four weeks, then needs a US Department of State apostille that adds about two more weeks.
  3. Get a Portuguese NIF. Obtain your Portuguese tax number (NIF) using a fiscal representative, since you are outside the EU.
  4. Open a Portuguese bank account. Open the account and deposit the required savings, roughly €11,040 for a single applicant. From abroad this can take four to six weeks.
  5. Apply through VFS Global. Submit your visa application and documents at a VFS Global centre, which handles Portuguese visa submissions across US cities.
  6. Enter Portugal and register with AIMA. Travel to Portugal within the four-month visa window and attend your AIMA appointment to collect your residency permit.

Which visa: D7 or D8?

The D7 is for passive income such as a pension, rental income or investments, and needs at least €920 a month for a single applicant in 2026. The D8 is for remote work for clients or an employer outside Portugal, and needs around €3,680 a month. Both add 50% for a spouse and 30% per child, and both expect roughly €11,040 in savings.

How long does each stage take?

Stage Typical time
FBI Identity History Summary 2 to 4 weeks
US Department of State apostille about 2 weeks
Open a Portuguese bank account from abroad 4 to 6 weeks
Visa decision (legal maximum 60 days) about 5 to 6 weeks at many consulates
AIMA residency appointment after arrival weeks to months (backlog dependent)
Whole process, end to end 12 to 18 months

What about taxes for Americans?

The United States taxes its citizens on worldwide income wherever they live, with treaties to prevent double taxation. Portugal’s old NHR tax break closed to new applicants in 2025, and most movers will not qualify for its narrow IFICI replacement, so budget for normal Portuguese tax and get cross-border advice before you move.

Frequently asked questions

How do Americans move to Portugal?
Most Americans move on the D7 (passive income) or D8 (remote work) visa: start an FBI background check, get a NIF and a Portuguese bank account, apply through VFS Global, then collect a residency permit at AIMA after arriving.

How long does it take to move from the US to Portugal?
Typically twelve to eighteen months from gathering documents to holding a residency card, driven by the FBI check, the bank account, the appointment wait, and the AIMA appointment.

Do Americans pay tax in both countries?
The US taxes citizens on worldwide income wherever they live, with treaty relief to avoid double taxation. Portugal taxes residents under normal rates, as the old NHR break is closed to new applicants.

Can I move to Portugal on a tourist visa?
No. Visa-free travel allows short visits only. To live in Portugal you need a residency visa and permit.

Map your move with the Move Plan

Sources

General information for June 2026, not legal or tax advice. Related reading: the Ultimate D7 Visa Guide and How to Apply for Your NIF.

Claire Lawrence

Claire Lawrence moved to Portugal and now helps others do the same. Her guidance is built from lived experience and current, official sources, not marketing.

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