The Complete Moving to Portugal Checklist (2026)

The Complete Moving to Portugal Checklist (2026)

Moving to Portugal is not hard, but it is a long sequence of steps that have to happen in the right order. Here is a realistic countdown, with the timings that catch people out, from the first decision to your first month on the ground.

12 to 9 months before

  • Decide your region and visa route (D7 or D8), and confirm your income clears the 2026 threshold (€920 a month for the D7, about €3,680 for the D8).
  • Apply for your background check (FBI in the US, ACRO in the UK, RCMP in Canada). The FBI report alone takes two to four weeks before apostille.
  • Start saving the required deposit, roughly €11,040 for a single applicant.

9 to 6 months before

  • Get your NIF (tax number) through a fiscal representative.
  • Open a Portuguese bank account and move your savings in. From abroad this can take four to six weeks.
  • Get your background check apostilled (about two weeks via the US Department of State, or the FCDO in the UK), and gather income proof, insurance and accommodation documents.

6 to 3 months before

  • Book your visa appointment at your nearest VFS Global centre. Appointment waits vary by city, so book as early as you can.
  • Research neighbourhoods and line up a short-term rental to land in.
  • Get shipping and pet-transport quotes.

3 to 1 months before

  • Once your visa is issued, you have a four-month window to enter Portugal, so book flights inside it.
  • Confirm your first accommodation and notify banks, tax authorities and providers at home.

Your first 30 days in Portugal

  • Attend your AIMA residency appointment. By law a decision is due within set periods, but the backlog is real, so keep every reference number.
  • Register for the SNS (public health) at your local health centre, and set up utilities, internet and a Portuguese phone number.
  • Start meeting people. This is the step most people skip and most regret skipping.

Frequently asked questions

What should I do first?
Apply for your background check. It is the slowest item and everything else can be arranged around it.

Can I do this without help?
Many people do. A structured plan simply removes the guesswork and the costly mis-steps.

Get the full step-by-step toolkit

Sources

General information for June 2026. Related reading: How to Apply for Your NIF and Finding Your Dream Home.

Claire Lawrence

Claire Lawrence moved to Portugal and now helps others do the same. Her guidance is built from lived experience and current, official sources, not marketing.

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